Health Care Delivery System Practice Test

Session length

1 / 20

What is a primary objective of the Affordable Care Act?

To increase lifetime limits on health coverage.

To allow young adults to stay on parental insurance until age 26.

One of the primary objectives of the Affordable Care Act (ACA) is indeed to allow young adults to stay on their parental insurance plans until the age of 26. This provision was introduced to help more young individuals remain insured and reduce the number of uninsured young adults, who often face challenges in accessing affordable health care due to various reasons such as low income or unstable employment.

This change significantly increased access to health insurance coverage for this age group, providing a vital safety net as they transition into adulthood. Enabling young adults to stay on their parents' plans until they are 26 fosters continuity of care, which can lead to better health outcomes, as they are able to utilize preventive services and regular check-ups without the financial burden that could otherwise deter care.

Understanding this aspect of the ACA emphasizes the law's broader goals of expanding access to health insurance, improving health outcomes, and reducing the number of uninsured individuals rather than focusing solely on the financial implications of coverage.

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To decrease the quality of care available to low-income individuals.

To mandate higher premiums for coverage.

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